A Financial “To Do” List for Engaged Couples

By:Nathan Dawson -

Engagement can be a hectic and overwhelming time for all parties involved. However, by setting a wedding budget and by creating a long-term money-management plan, you can ensure that you will start off on the right foot. Follow these steps for a good marriage preparation:

1. Prepare to merge finances
Discuss your spending and saving habits, your debts and assets and your respective salaries. Be sure that you have a realistic idea of how marriage will affect you both as a couple and as individuals.

2. Plan your wedding
Make a realistic assessment of how much you can spend. While the average wedding cost is $15,000 (£7500), with careful planning you may be able to go lower than that and create memories that will last forever.

3. Decide on whether to have a prenuptial agreement
Prenuptial agreements aren’t always necessary. However, if there is a considerable difference in your net assets, it would be foolish not to have one drafted by a lawyer and signed by the necessary parties.

4. Merge your money
In the eyes of the law (and creditors), a married couple is a single financial unit. This holds true, even for those couples who decide to open joint bank accounts.

5. Go over your taxes
A good accountant may help out in this area. Generally speaking, dual-income families get penalized by tax laws. Evaluate your tax situation and decide if it is worth it for both of you to work.

About the author:
Nathan Dawson writes for www.marriedfinances.com and http://www.successfulmarriageresource.com,great online sources for marriage and finance information.

Three can’t-miss ideas for fall wedding planning


(ARA) – 9/6/2011 – When you think of prime wedding months do May and June spring to mind? You might be surprised to learn that O
ctober and November are also popular months for nuptials. When you realize autumn brings not only cooler weather, but less busy caterers or wedding venues, the season’s appeal is easy to understand.

Whether you’re finalizing plans for a wedding this fall or planning ahead for autumn 2012, you’ll be looking for ideas to add seasonal spice to your big day. From fall wedding decoration ideas to seasonally appropriate menu suggestions, here are some trends to consider for your fall wedding:
Alfresco and all natural

“Many brides cash in on fall’s ample sunshine and cooler temperatures by holding their weddings outside,” says Ray Miller of My Wedding Reception Ideas.com. “An outdoor wedding celebrates the season and plays to another popular trend – eco-awareness.”

In many areas of the country, autumn brings less heat and rain. Plus, saying your “I do’s” outside, surrounded by fall’s vibrant hues, makes Mother Nature your co-decorator.

If you’re considering having your wedding outside, don’t overlook unusual venues. Municipal parks, national parks, botanical gardens, fruit orchards and even zoos can all be fun and interesting places for a wedding.

Seasonal decor and accessories

The colors and spirit of fall can also inspire your accessories and decor. Rustic materials and touches like raffia, twigs and straw can add seasonal flair to decorations. Leaf motifs and autumnal hues can be used to adorn everything from cake cutting sets and table linens to table centerpieces and slipcovers.

You can even tie your theme to fall holidays like Halloween or Thanksgiving. Leaf-shaped votive holders, personal-size pumpkins and other Halloween wedding favor ideas can add seasonally appropriate fun to your celebration.

Remarkable menus

A fall wedding also opens up opportunities to create memorable menus that play on the flavors of the season. Just as spring and summer wedding menus benefit from the season’s fresh produce, you can incorporate the fruits of the fall harvest into your autumn nuptials.

Fall vegetables like pumpkin, butternut squash, beets, carrots and rutabagas can be served slow-roasted for a side dish that capitalizes on the season’s most colorful and nutritious offerings. Greens such as spinach, endive and celery root come into season in autumn and can be incorporated into soups and salads for a pop of flavor and vitamins.

Main course choices also open up in fall, when great game comes in season. Replacing boring beef with venison or mundane chicken with pheasant not only puts a seasonal stamp on a menu, but creates a culinary experience wedding guests will remember.

 

Save Money on Centerpieces

Nowadays, many brides & grooms are trying to save money, in any possible way they can, on their wedding. One way to save money is to choose not so expensive centerpieces. There are many ways to save money on centerpieces and still make your wedding reception look elegant!

Now I know flowers are expensive and even if you find the cheapest flowers, it adds up! Here are some tips:

1. Talk to your florist and see what flower is in season (flowers in season will be cheaper)

2. Cheaper flowers or filler flowers such as carnation or baby’s breath, respectively, can make your wedding decoration just as elegant as the expensive flowers like roses.

3. fruits! if you have a yellow themed wedding, why not load up a vase with nice fresh yellow lemons? Or you can use one or two stems of flower and dress it up with fruits (orange, lemon, lime are some of the common ones to use) One wedding used pineapple! see below picture.

4. Consider submerging centerpieces. These type of decoration usually requires a couple stems, they last longer and you can add in a floating candle to give it a more romantic ambiance.

Speaking of candles – they’re usually cheaper than flowers. There are many ways to decorate your banquet tables with candles. By using mirrors, different candle heights it gives an illusion that you have a lot. Or those floating candles that you can put them on water, add a stem of flower, layer it lots of rocks or colored stones, it makes a perfect and elegant centerpiece.  You can get your candles anywhere from Wal-Mart, craft stores, or Ikea in bulks / packs with different colors, scent, shapes and sizes. And they’re cheap!

Have you ever thought about plants? or grass? they can be pretty too if done well. This idea will go especially well if you have a green themed wedding.

Below are some pictures to give you an idea

For more ideas, please go to our Gallery page where you can view more pictures



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